Vickie
I don't think I put the question very clearly!
If on holiday, I book an excursion via the Tour Manager, and pay by credit card, would this be a payment to JY (who will then pay the local tour provider), or would I be paying the LOCAL tour provider DIRECTLY.
So, say I'm in Australia, and pay for a tour of the Blue Mountains. It's clearly going to be run by a local operator, but will I be paying JY or will I be paying the local operator directly.
It's important, because if I pay JY, who are an UK company, I can't be charged extra for the use of a credit card (under UK law), but if I pay (in this case) an Australian company, I can be charged extra (and usually will). On a long holiday this surcharge could amount to just under £100, a not insignificant amount.
Thanks.
Stuart