I am going to Saltzburg at Christmas and wondered if anyone can advise me of the best travel insurance... having looked at the comparison sites every company gives the details in a different format....my head is spinning with the options so any advice would be welcome. :-/:(

Cindy

If you are thinking of doing more than one holiday in 12 month suggest you shop around for annual insurance. I was with the Post Office for a few years and it was fine, had one claim and the dealt with it very quickly (believe they ar underwritten by AXA).

Remember to get exactly what you want (europe only, worldwide or worldwide plus america) as it makes a big difference to the cost.

I've recently changed to getting mine through my bank account (Lloyds Platinum account) which for a monthly fee gives me worldwide travel insurance and AA membership along with other benefits. Its also underwritten by AXA.

Hi

I am going to Saltzburg at Christmas and wondered if anyone can advise me of the best travel insurance... having looked at the comparison sites every company gives the details in a different format....my head is spinning with the options so any advice would be welcome. :-/:(

I use Explorer because I can get my medical condition covered at no extra cost, and it includes natural disaster cover as well. If you book an airport hotel with or without parking through Holiday Extras you can get natural disaster cover as an add on for about £3.00.

No idea about claims, have been lucky and not had to make one.

Sylvia

If you just want single trip insurance it would be easiest to go through JY.

If you are thinking of doing more than one holiday in 12 month suggest you shop around for annual insurance. I was with the Post Office for a few years and it was fine, had one claim and the dealt with it very quickly (believe they ar underwritten by AXA).

Remember to get exactly what you want (europe only, worldwide or worldwide plus america) as it makes a big difference to the cost.

I've recently changed to getting mine through my bank account (Lloyds Platinum account) which for a monthly fee gives me worldwide travel insurance and AA membership along with other benefits. Its also underwritten by AXA.

Mike

I might be WRONG but I don't think JY do insurance nowadays?

Cindy

If you just want single trip insurance it would be easiest to go through JY.

If you are thinking of doing more than one holiday in 12 month suggest you shop around for annual insurance. I was with the Post Office for a few years and it was fine, had one claim and the dealt with it very quickly (believe they ar underwritten by AXA).

Remember to get exactly what you want (europe only, worldwide or worldwide plus america) as it makes a big difference to the cost.

I've recently changed to getting mine through my bank account (Lloyds Platinum account) which for a monthly fee gives me worldwide travel insurance and AA membership along with other benefits. Its also underwritten by AXA.

Mike

I might be WRONG but I don't think JY do insurance nowadays?

Cindy

Hi Cindy,

The 2014/15 brochure still states they do (page 12), perhaps Julia can confirm whether they do or not.

Wouldn't be sure as like yourself get annual elsewhere.

Mick

http://www.justyou.co.uk/customer-support/insurance/ 

For insurance, we now recommend our partners Holiday Extras who are underwritten by Allianz Global Assistance.

They have a range of comprehensive cover options including annual policies for those who prefer to travel more than once a year.

You can speak to a member of their friendly by calling 0800 042 0201 and quoting ALJUS

Kindest regards,

Julia

JULIA...Thanks for the clarification on the insurance question.

Cindy

There you go Mick

JULIA...Thanks for the clarification on the insurance question.

Cindy

thanks folks for all the help and advice....:thumbup:

it's great solution bcz i travel a lot for work

maybe for you it's type also will be helpful)

Jaya

Some nsurance policies included in bank account packages have upper age limits. I was on holiday last year with a lady who broke her ankle. She had relied on insurance from her bank for many years. When she called them to ask for assistance, she was told her policy was void because she was several years over the upper age limit. Also, although the same lady was treated in a public hospital in Spain, she wasn't carrying her European health card, so was forced to pay the full cost of her treatment.

That is correct mine certainly has a upper age limit, fortunately a bit of time to go yet.

Hi

I am going to Saltzburg at Christmas and wondered if anyone can advise me of the best travel insurance... having looked at the comparison sites every company gives the details in a different format....my head is spinning with the options so any advice would be welcome. :-/:(

Hi Cindy,

I know i am late to the table with this thread. and most of your questions have been answered.

One thing that is imperative, well I think its is, get the best cover you can afford, think worst case scenario and ensure you have "REPATRIATION" included in your cover.

I work in the aviation logistic, an AIR AMBULANCE to bring you home if you fall seriously ill, or have a bad fall cost a fortune. Even within Europe.

God willing you will never need it.

.

Its amazing how many people need to be repatriated for medical reasons, and if your insurance does not cover this, you might be forced to find the cash in advance.

I'm sure the recommended insurance through a reputable company such as JY is a good option.

All the best

Alex