Hi Lynda,
I believe ATMs can be quite scarce on this tour, however from most of the hotels there is a bank located nearby where I understand you may find an ATM - I'm just waiting to hear from a Tour Manager for clarification that this is the case so will let you know as soon as I hear back.
In terms of your fellow travellers - this trip is fully booked with 26 of you travelling to India with ages from mid-forties through to mid-seventies.
Kindest regards,
Julia