Does this mean that it is the lunches that we need to pay for or evening meals as this may determine the amount of foreign currency needed. What are the options for currency exchange on this holiday. Are credit/debit cards readily accepted at places on our itinerary ?

Yes the half board included all breakfasts and evening meals plus 1 lunch, therefore all other lunches are payable by yourself.

The currency in Croatia is the Kuna (HRK), which is widely available in the UK. You will also be able to exchange Sterling when in Croatia. Please bear in mind that Croatia charges high commission when exchanging Travellers Cheques. We also recommend that you inform your bank/card company of your trip, in order to avoid any problems when withdrawing cash from ATM’s; as a security method on your behalf, banks occasionally stop withdrawals in the event that they are being used fraudulently abroad.

Kindest regards,

Elisa