jonah
  • (Member) (Topic Starter)
(Member) (Topic Starter)
Hi

Has anyone had experience of using one of these.  I am wondering if this is the way to go with the issues in India at the moment.

Jenny P
(Member)
Yes I have one, it works ok. Gives you the balance in the currency of the country and the charges are cheaper. However the card is valid for 5(?) years and I still have money on it, which if it were in savings may have gained interest, so you pays your money and you takes your choice.
jonah
  • (Member) (Topic Starter)
(Member) (Topic Starter)
Thanks Jenny.

Which one have you got - I am looking at the Travelex one which doesn't charge a dormancy fee

badskittler
(Member)
I use one of the newcomers to the market Revolut  as my balance is kept in £'s and any surplus can be spent in the UK, or on my next trip, without any penalty. Remember to take more than one form of possible payment though as you cannot be sure that a particular card will be accepted everywhere you go.
jonah
  • (Member) (Topic Starter)
(Member) (Topic Starter)
Thanks badskittler.  I will have my normal credit card and also some cash as well.  Just thought it could be good idea for India. 

Does JY have an update on the cash situation - is there still a limit on withdrawals at ATM's?

SusieB
(Member)
'jonah' wrote:

Hi

Has anyone had experience of using one of these.  I am wondering if this is the way to go with the issues in India at the moment.

Hi Jonah

Prior to going on my first JY holiday which was to India, on the recommendations I read on this forum I got a Caxton FX card. Have since used it in many places inc. S.Africa, Zambia, USA and Europe. It has been excellent, easy to use and exchange rates that compare very favourably.

As for leaving money in the account, because interest rates are presently such rubbish anyway it doesn't seem worth worrying about so I leave mine in and it's a nice little "starter" for the next holiday.

Have a brilliant holiday in India it's a great place to go.

Sue

jonah
  • (Member) (Topic Starter)
(Member) (Topic Starter)
Thanks Susie B

I have just spoken to a work colleague who travels to India a lot and she has advised that ATM's are still restricted to 20,000 INR.  Her advice is to take a credit card which are widely accepted and sterling - make sure you change this at the airport on arrival.  For day to day expenses allow approx. £20 a day = £16,5000 INR but most good hotels will accept sterling.

marjun
(Member)
I have a We Sap card which can be loaded with several currencies and have had no problems. Used in Norway, Belgium & Holland last year - great because didn't actually have to carry any cash. Can be used for withdrawals and purchases from any small like a cup of coffee or larger items.