Hi ajhk,
Welcome to the Just You Community.
Don't panic - I have seen your questions and I have passed it over to our overseas team to get some accurate information. We occasionally have to speak to our agents overseas, and as I am sure you can appreciate, this can take a couple of days for us to get an answer. I promise to get back to your previous post as soon as I have some more information.
Kindest regards,
Monty