Hi Pat
I've asked our brochure department to send you the 2nd edition today, so you should receive it as soon as the current postal chaos ends!
I understand the rules on paying the balance have changed since the last brochure was published and the deadline is now 10 weeks before departure.
I'm sorry that there was confusion about your insurance but it's difficult for me to comment without knowing the circumstances. I'd suggest you give our customer advisors a ring on 0800 567 7393, as they will have full details of your booking and insurance details.
Kind regards,
Olly, your editor