Hello Jaya, I am from India and been there dozens of times without a visa problem before the visa agencies started. Since then, I had all sorts of problem including them losing my passport. It is just too much hassle to get a visa. PM Modi assured the NRIs (Non-Resident Indians) in U.S.A that he will make the visa process easier. Nothing has been done about it, if anything, the process is now even more difficult. I have decided not to visit India unless I absolutely must, I have all my siblings and their family there but as I don't live in London, I find the whole visa issue a bit too much to handle.