Hi Bridget,
For the add-on the currency in Zambia is the Kwacha. Payments within Zambia can be made in kwachas, USD, or sterling. Most hotels, restaurants and larger shops accept credit cards. Visa is more readily accepted than MasterCard or American Express in Zambia.
ATMs are available within some of the major towns in Zambia. Money can be changed at banks, bureaux de change and some hotels. Proof of identity may be requested; therefore, it is advisable to carry a passport.
While away, if you need an ATM, speak to the Tour Manager and they will be able to point you in the right direction.
Kindest regards,
Julia